Amex Platinum Hilton Honors Enrollment Rejected (2024)

FAQs

How hard is it to get a Hilton Honors American Express Card? ›

You'll want good credit -- a FICO® Score of at least 670 -- to have a decent chance at being approved for the Hilton Honors American Express Card. Ideally, your credit score should be above 700 for the best odds. That said, approval is never guaranteed.

Credit card companies can deny your application if you have too many recent inquiries. They might also be hesitant if your annual spending is relatively low, but you already have multiple credit cards.

To be eligible for the Amex Platinum Card^® you'll typically need a good to excellent credit score. This makes it one of the more difficult cards to be approved for.

Centurion® Card from American Express

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

Find The Best American Express Credit Cards Of 2024

Hilton Honors Gold Status: By simply enrolling, authorized users can receive automatic Hilton Honors Gold status to enjoy all the perks of the program whenever staying at a Hilton property and earn rewards on their stays.

Credit card applications can be denied for many reasons: an insufficient credit history, a low credit score, or too many card accounts opened too quickly, to name a few. If it happens, it's probably not the outcome you were hoping for.

If your Card application was declined, we realize this may not have been the outcome you had hoped for. Please call us at 1-800-567-1083 if you'd like us to review our decision. Keep in mind that we cannot guarantee we will change our decision.

Does Denied Credit Show Up on Your Credit Report? No, denied credit applications won't appear on your credit report. Lenders don't report whether your applications were approved or denied because even approved applications don't necessarily result in a new account.

As a Platinum Card Member you are eligible to enrol in complimentary Hilton Honors Gold status.

How to get Hilton Diamond with AmEx Platinum? ›

You may receive an upgrade to Hilton Honors Diamond status if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more. A calendar year is from January 1 to December 31 regardless of when you open your Card Account.

The starting Hilton Credit Card credit limit will be determined based on your credit standing, income, and debt once your application has been approved. However, there's no surefire way of knowing your credit limit beforehand as Amex doesn't disclose a minimum or a maximum credit limit on their website.

Salary Needed for Amex Platinum Credit Card

If you make nearly $100,000 a year and have good credit, you should have no issue getting approved. However, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.

You'll want to have at least a 690 credit score before applying for the card. So, you may need to work on building your credit score before applying for the card. And even still, excellent credit is not always a guarantee of approval. Many factors go into a bank's decision to approve you.

The average household income at the time combined for Platinum and Centurion cardholders was reported to be $741,170.

You'll need to have good to excellent credit (a FICO score of 670 to 850) to qualify for the Hilton Honors American Express Aspire card. Those who are interested can see if they pre-qualify for the card on American Express's website.

You'll need what is considered a “good” credit score to have the best shot at being approved for the Hilton Honors American Express Card. That means a score of at least 670. However, it's a good idea to refrain from opening travel rewards cards like this until your score is at least 700.

You need a credit score of at least 700 to get the Hilton Honors Surpass card. People with good credit scores have a better chance of being approved, but having a certain score doesn't guarantee that your application will be approved.